Buying your first home is many things: independence, stability, and an investment. Unfortunately, for most Canadians it is also exceptionally stressful. Entering the world of home-owning for the first time requires more than a little bit of learning - let us help you figure everything out.
We will discuss with you what your budget is for a home, and determine your Gross Debt Service (GDS) and Total Debt Service (TDS). These take into account both the expected monthly expenses of owning a home, as well as any monthly recurring expenses you have. We can then give you an estimate of what you can qualify for, and guide you through the application and funding process, offering reassurance and advice at every step. Don't let your first time buying be stressful.